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Application Distribution Period will be between Monday, January 25, 2021, through Wednesday, February 3, 2021

 

We will be conducting a lottery for 3 income-restricted rentals units at 49-51 Norfolk Street is located at 49-51 Norfolk Street, Dorchester MA 02124.

     There will be 1 two-Bedroom, and 2 three-Bedrooms apartments in the 70% AMI Income Categories.  The price and income restrictions are set by the Boston Planning & Development Agency (BPDA).

BPDA-The-Mark-Maloney-Properties

 
3 Income Restricted Rental Units
# of Units # of Bedrooms AMI Price
1 2-Bedroom 70% $1,492
2 3-Bedroom 70% $1,672

 

Minimum Income Limits (Set by owner + based on # of bedrooms + AMI)
Maximum Income Limits (set by the BPDA + based on household size + AMI)
# of Bedrooms Minimum Yearly Income Household Size 70% AMI
2-Bedroom

$44,760

1 $58,350
2 $66,650
3 $75,000
3-Bedroom $50,160 4 $83,300
5 $90,000
6 $96,650
 
 
***Minimum incomes do not apply to households receiving housing assistance such as Section 8, VASH, or MRVP
70% AMI
$75,000

Asset Limits do not include retirement accounts. It does include real estate.

 

REQUESTING AN APPLICATION

Households may request an application to be sent by email or mail from Monday, January 25, 2021 – Wednesday, February 3, 2021 through the following methods:

To complete an online application, please complete the below request form:

CLICK HERE TO REQUEST AN ONLINE APPLICATION

 

After careful consideration and an abundance of caution, the City of Boston has decided to cancel the in-person application distribution period.

 If you cannot complete the application online, please call us at 781-992-5305, to request that we mail you one and to ask us for any guidance you might need to complete the application.

 


APPLICATION DEADLINE:

Online Applications must be completed by Wednesday, February 10, 2021

Fully completed paper applications must be submitted online or by mail to the following address and must be postmarked on or before Wednesday, February 10, 2021:

Mail to:
Maloney Properties, Inc.
Attention: 49-51 Norfolk Street
27 Mica Lane, Wellesley MA 02481
 

Selection by lottery. Asset, Use & Resale Restrictions apply.  Preference for City of Boston Residents. Preference for Households with at Least One Person per Bedroom. Preference for First Time Home Buyers.

Free language assistance is available for those whose primary language is not English or have limited English proficiency. For more information or reasonable accommodations for persons with disabilities, please call Maloney Properties, Inc.:

781-992-5305 | US Relay: 711 | Email: norfolkstreet@maloneyproperties.com

 

Applications will not be reviewed until we reach the applicants in order of their preferences and lottery number.  We will send emails to applicants upon receipt of their applications. We will review applications to ensure they are completed correctly including indicating which preferences they are applying for and that the proper documentation has been submitted. 

 

 

Lottery Process:

Do I need to be a resident of Boston to apply?

No, but Boston Residents receive a preference.

Who is eligible for the Boston Resident Preference?

An applicant or co-applicant that, at the time of application is a documented full-time resident of the City of Boston.  

What do I need to submit for Proof of Boston Residency?

"Boston Resident" shall mean any individual whose permanent and principal residence, where he or she normally eats, sleeps, and maintains his or her personal and household effects, is in the City of Boston.

If you are picked from the lottery, you'll be asked to provide two utility bills from separate utility companies in your name to prove your Boston residency: electric, oil, gas, phone(landline or cellphone), cable/satellite. All certifications need to display your name and the Boston address. Bills need to be dated in the last 60 days. If you submit false residency information, you'll lose your spot in the lottery.

If Utility bills cannot be provided, applicants must attach a current signed lease or an official dated letter from a homeless shelter along with one of the following:

  • Car registration / insurance cover page

  • Renter's Insurance

  • Heating bill (Gas, Electric, Oil)

  • Cable / Data / Internet bill

  • City of Boston voter registration / Resident listing 

  • Cell / Landline phone bill

What is the household size preference?

Households with at least one person per bedroom occupying the unit have preference over households with fewer than one person per bedroom. For example, a 2-person household applying for a 2 bedroom unit will have preference over a 1-person household applying for a 2-bedroom. 

We are excepting to have a baby in a few months, can we count the baby towards our household size?

No. Unborn children do not count as a household member.

 

Frequently Asked Questions

How is my income calculated?

The household income is calculated based on the gross income of the household. Commissions, bonuses and other regular payments are included and considered part of the gross annual income. Individuals may use the Income Calculation Package to get an idea of what their current annual income is and how it is calculated. This package includes instructions, a worksheet, a manual form, and examples. (The Zip folder will download directly to your computer.) Note that the Income Calculation Worksheet is intended for informational purposes only. Calculation results do not constitute approval for affordable housing.

I didn't file taxes last year. What do I need to provide?

Individuals or households who did not file taxes must provide a verification of non-filing from the IRS in lieu of a tax return. To obtain the verification of non-filing, applicants should fill out a 4506-T form and file it by mail or hand-deliver it to an IRS office. The IRS will mail back a letter of verification which must be provided with the income materials given to the marketing agent. See the IRS website to download a 4506-T form.

I received a pay raise between the time I picked up an application and the time I was income certified and now I am over the income limit. What do I do?

Income is calculated at the time the marketing agent submits an applicant’s information to the BPDA, not during the application process or at the time of the lottery. Eligibility must be maintained from the time of the application pick up until after income certification verification by the marketing agent and the BPDA. Unfortunately, if an applicant’s income is over the income limit, the applicant will not be eligible for the particular unit for which they applied.

I have children in school/college, how does this affect my application?

Income from children in school/college under the age of 18 is not considered towards the income of the household.

Are student loans considered income?

Student loans are not considered income and may not be used to income qualify.

I am separated from my spouse, does this affect my application?

Legally married couples shall both be considered part of the household, even if separated. Applicants with additional questions regarding this policy must speak with the marketing agent/seller.

I am a full-time student, am I eligible?

Full-time undergraduate students age 18 and over are not eligible to purchase or rent unless they are co-buyers/co-tenants with an immediate family member who is a non-full time student. Full-time graduate students without income are not eligible unless they are co-buyers/co-tenants with an immediate family member who is a non-full time student. The BPDA's determination of full-time student status will be final.

I've heard that there is an asset cap. What is the cap?

The asset cap applies to households who are interested in renting or purchasing an income-restricted/affordable home. For units targeted to households at or below 80% of Area Median Income, the combined total assets of the household cannot exceed $75,000. For a household applying for a unit above the 80% income category, the combined total assets of the entire household cannot exceed $100,000. All liquid assets and real property are counted towards the cap except government approved college savings accounts, HSA accounts, and qualified retirement plans such as 401(k) plans, other IRA’s, Keogh plans, and pension plans, unless they are being liquidated to purchase a property. Applicants for affordable rental units can exceed the asset limitations if all of the household members are over the age of 65 years. In this instance, a household can have combined assets, including all retirement funds, of no more than $250,000. Real estate is valued by the current assessed value of real estate by the municipality or county. An individual’s actual equity in real estate is not considered.

I would like to appeal a decision regarding income or asset eligibility. How do I appeal?

The BPDA determination of income eligibility is based on material provided by each household, is administrative in nature, and therefore final when made. Applicants may seek an informal hearing on factual disputes by mailing a written request to BPDA Housing Compliance, One City Hall Square, Boston, MA 02201. Please note hearings will be held only upon recommendation of BPDA’s General Counsel so not all requests will result in appeals.
 

Additional Questions:

What is my Application Number and Lottery Number? We will mail a letter to all Applicants entered in the Lottery Drawing providing their unique application Number.  We will mail out a second notification letter after the lottery has taken place. The lottery number is assigned by the Boston Fair Housing Commission, who conducts the Lottery Drawing. Per the Boston Fair Housing Commission guidelines, applications will be sorted by bedroom size and income level, then for preferences, followed by the lottery number.  An Applicant’s “rank position” is determined by a combination of all the sorting factors – not just the Lottery Number.  If you would like to know your “rank position” please feel free to send an email inquiry – including your Application Number and Lottery Number to theSmith@MaloneyProperties.com. We will do our best to reply to emails within 48 hours.

When is the lottery?

The lottery date will not be scheduled until after the application deadline. The lottery is scheduled with the City of Boston Fair Housing & Equity Office and the lottery date is typically held 4-5 weeks after the application deadline. All applicants will receive notification of the date, time, and location of the lottery, as well as their application number. The lottery will be open to the public.

Do I have to attend the lottery?

No. All applicants will be notified of their lottery number after the lottery. 

When will I be contacted? 

We will begin contacting only the top applicants following the lottery drawing. 

Can I rent out my unit?

You must agree to live in this property as your principal place of residence. In no event are you allowed to rent the property.

 

Lottery Process:

Applications will be distributed between the dates stated above.  Applications will be made available online, by mail, and in-person during the scheduled distribution times. Applicants that prefer to submit a hard copy of the application (versus the online application) are required to mail the completed application back to Maloney Properties, Inc. The application must be postmarked on or before the application deadline date. Applications will not be accepted by email.

1. Applicants who submit a complete application by the deadline will then be entered into the lottery. 

2. All applicants will receive an application number.

3. The application number is used for the lottery to keep the identity of applicants confidential.

4. Maloney Properties will then conduct a lottery and each applicant will then be assigned a lottery number (lottery #1 being first).

5. Following the lottery, we will then show the units to the top applicants based on the lottery number and preferences. At this stage, we will begin to request supporting documentation (paystubs, bank statements, taxes, etc.). 

Please note that entry in the Lottery Drawing does not constitute qualification or eligibility. Applicant's eligibility will be determined post lottery.

 

  

 

 


 

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